Stop losing baht at the counter

Money Exchange Near You in Thailand

Tell us where you are (a hotel, street, BTS station or area) and we'll show the closest exchange counters, how far they are to walk, and whether the rate on the board is fair.

Mid-market rate today: loading…

Exchange counters in Bangkok

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    Tip: tap anywhere on the map to search from that spot. Or browse a whole city:

    Counter locations © OpenStreetMap contributors (552 counters, updated September 2026). Place search by Nominatim. Walking times are straight-line estimates, and opening hours are as mapped, so confirm on arrival. Know a counter that's missing? Add it on OpenStreetMap and it will appear here at the next update.

    Is this exchange rate fair?

    Type the "We buy" rate from the counter's board. We compare it with today's mid-market rate and tell you what the counter keeps.

    Enter the board rate to see the verdict.

    Cash, ATM or card: what you actually get

    The same money, turned into baht four different ways. Based on today's mid-market rate and the typical margins below, which you can change to match your own bank.

    Adjust the assumptions

    Where to exchange money in Thailand

    Thailand's licensed money changers post their rates openly and charge no commission; the margin is built into the rate. That makes it easy to compare, and the gap between counters a few hundred metres apart can be large.

    • Best: city-centre independent changers such as SuperRich (there are two separate companies, SuperRich Thailand and SuperRich 1965), plus local names like T.T. Currency and Yenjit in Pattaya. Typically within about 1% of mid-market for large notes.
    • Fine for small amounts: bank exchange booths in malls and tourist streets. Convenient, usually a little behind the independents.
    • Avoid for big amounts: bank kiosks in airport arrivals halls. At Suvarnabhumi, change just enough for the train and use the exchange counters on the Airport Rail Link level (B floor) instead.

    More detail: Money exchange in Thailand: where the rates are best.

    ATMs and cards: the two rules

    1. Withdraw big, withdraw rarely. Thai ATMs charge foreign cards a flat fee per withdrawal, so one 20,000-baht withdrawal costs a quarter of four 5,000-baht ones.
    2. Always choose baht. When an ATM or card terminal offers to charge you "in your own currency", decline. That conversion is set by the machine's operator and typically costs 3–8% more.

    More detail: Thailand ATM fees explained · Paying by card in Thailand without the markup.

    Money exchange in Thailand: quick answers

    Where is the best place to exchange money in Bangkok?

    Independent changers in the city centre usually beat banks and airport kiosks. Use the finder above with the Bangkok filter, look for the independents, and compare two boards before changing a large amount.

    Is it better to exchange money at the airport or in the city?

    In the city. Airport arrivals-hall bank kiosks commonly run several percent below mid-market. Change a small amount for transport, then the rest in town.

    Are Thai ATMs cheaper than exchanging cash?

    For small amounts, no: the flat ATM fee (typically 250 baht) plus your bank's foreign fee adds up. For a large single withdrawal with a no-foreign-fee card, ATMs can come close to a good money changer. The comparison tool above shows the numbers for your amount.

    Do money changers in Thailand need my passport?

    Yes. Licensed changers are required to see ID, so bring your passport.

    Why do US dollar rates differ by note size?

    Thai changers pay more for large, clean, recent notes (US$50 and $100) than for small ones. Bring large, undamaged notes for the best rate.

    Compare the baht you will actually receive

    Choose the buying rate for the currency you are handing over. A money changer buys your foreign notes and pays you baht; the selling column is for the opposite transaction. Compare the same currency, note denomination and branch at each counter. A large-note rate cannot be assumed to apply to a handful of small notes, and a rate shown on a website may belong to the head office rather than the airport booth you are standing beside.

    Ask for the final baht amount before handing over cash. Check whether there is a separate charge and whether every note is accepted at the quoted rate. Bring identification and keep the receipt. Count the baht at the counter, with enough time to query a difference. If a note is rejected because of its condition, ask which notes are acceptable rather than assuming another branch will use the same policy.

    A dated comparison example: 20 October 2026

    The following figures are an illustration prepared on 20 October 2026, not observed market quotes. Suppose a city independent offers 33.20 baht per dollar, a bank booth offers 32.80 and an arrivals counter offers 31.90. Changing US$500 would produce 16,600, 16,400 or 15,950 baht respectively. The difference between the first and third offers is 650 baht. Replace all three rates with current quotes before using this comparison for a real exchange.

    Now include the cost of reaching the counter. If the trip costs 90 baht in return transport, the illustrated saving falls to 560 baht. For US$50, the same rate gap saves only 65 baht before transport, so a special journey would lose money. A convenient counter can be the sensible choice for a small arrival float even when its rate is worse. For the rest of your cash, compare counters near somewhere you already plan to visit.

    SuperRich, bank branches and airport counters

    SuperRich Thailand and SuperRich 1965 are separate businesses. Compare the actual company, branch, opening hours and buying rate rather than choosing by the colour of a sign. An airport counter is also a location, not a single rate: check the booth name and terms individually. A city bank branch may be convenient if it is already on your route, while an independent changer may justify a larger comparison when you have substantial cash to exchange.

    Check the operator’s own branch information before travelling specifically to a counter. Arriving late, on a holiday or with a currency that a small branch does not handle can change the practical choice. Keep enough money for your first journey, water and food without relying on one particular booth being open. The note denomination guide explains another reason that apparently similar quotes can differ.

    Compare cash with cards without mixing the fees

    A card purchase and an ATM withdrawal involve different charges. For a purchase, compare your issuer’s currency conversion and foreign transaction terms. For a withdrawal, add the local machine fee and any issuer withdrawal or cash advance fee. Divide fixed charges by the amount you intend to take out; a flat fee has a greater percentage effect on a small withdrawal. Check the confirmation screen before accepting the transaction.

    If a terminal offers conversion into your home currency, compare that quote with paying in baht under your issuer’s terms. The home-currency option is dynamic currency conversion and can add a separate margin. Selecting baht leaves the currency conversion to the card arrangement you already have. Keep the receipt and check the currency shown. For more detail, read where to get the best baht exchange rate and the linked card guide.

    Source: SuperRich Thailand — operator rates and branch information, checked 20 October 2026. Numerical examples above are illustrative. Visa: Dynamic Currency Conversion Explained, checked 20 October 2026.